Celtic Health

 
 
no of insurance (22)
  Over all Celtic Health Rating
 
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Celtic-Health

All about Celtic Health

Celtic is a major provider of individual health insurance plans through out the nationwide. Celtic Health also offers quality coverage tailored for kids, individuals and families in all stages of life. To meet the more clients needs Celtic has much improved their health insurance plans by implementing the more flexibility and the coverage policies, even they included a doctor and hospital PPO, low copay office visits and Rx Drug Card and preventive care options too.

The Celtic is providing a HSA health plan to there customers which is a qualified high deductible health plan designed to provide you with major medical coverage which will make your health plan even more affordable. You can deposit tax-deductible money into the HSA and use it to pay health care expenses throughout the year. While these plans are designed to be affordable, you will also enjoy the satisfaction of knowing you are protected against the cost of a major illness/injury.

Celtic Health has more deductible and coinsurance choices to meet everyone's needs and budgets. The main aim of Celtic Health care is to meet the today's challenges, respond quickly to industry demands and bring new ideas to the marketplace. Celtic has newly introduced a Celtic Care Health Plan for individuals and families such as the Celtic Value One Health Plan , the Celtic Saver HSA Health Plan and the Celtic Short-Term Health Plan are included by an expansive Celtic Product Portfolio.


Tell us what you think ! Let us know the Strengths and Weaknesses of Celtic Health ! Write unbiased opinions,share them with other customers and help them choose the best plan !

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Rate on a scale of 1 to 5, with 5 being the best

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By
Location West Des Moines,Iowa
Type of Insurance Health Insurance
Date: 05-13-2011
   
Coverage
Cost
Customer Services
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Summary
Paid my premium every month only to be stuck with all the medical bills as well. If the price looks too good to be true, it probably is..
 
By
Location Marion,Illinois
Type of Insurance Health Insurance
Date: 04-16-2011
   
Coverage
Cost
Customer Services
Claims
Summary
They are dirt bags.
 
By
Location reidsville,North Carolina
Type of Insurance Health Insurance
Date: 02-24-2011
   
Coverage
Cost
Customer Services
Claims
Summary
They just dont cover crap and have rude customer service.
 
By
Location cOLUMBUS,Ohio
Type of Insurance Health Insurance
Date: 02-02-2011
   
Coverage
Cost
Customer Services
Claims
Summary
Because of these reviews i canceled my plan. Thanks.
 
By Martha Peterson
Location Indianola,Iowa
Type of Insurance Health Insurance
Date: 12-22-2010
   
Coverage
Cost
Customer Services
Claims
Summary
My premium is $260.87 per month with a $2500 deductible. Celtic will pay up to $200/yr. for preventive care. Most physicals cost much more than $200. I had a colonoscopy this past July and called Celtic beforehand to ask if it would be covered because of my family history of colon cancer. I was told I would be responsible for $200. I had 3 precancerous polyps removed during the colonoscopy. Celtic has denied my claim and I am responsible for paying $5,200 to Mercy Medical Center in Des Moines. I had believed the MOST I would have to pay out of pocket would be my detuctible. I was misled when I called Celtic before my procedure and will be cancelling my policy..
 
By kate
Location asheboro,North Carolina
Type of Insurance Health Insurance
Date: 09-22-2010
   
Coverage
Cost
Customer Services
Claims
Summary
thanks to theses reviews..i will not be going with celtic. thanks for the info!.
 
By
Location Quincy,Illinois
Type of Insurance Health Insurance
Date: 01-05-2010
   
Coverage
Cost
Customer Services
Claims
Summary
Poor customer service...not worth the lower premium..
 
By Unhappy Customer
Location Chicago,Illinois
Type of Insurance Health Insurance
Date: 12-15-2009
   
Coverage
Cost
Customer Services
Claims
Summary
My employer does not provide health coverage, which is why I have an individual plan with Celtic. I was happy with my Celtic insurance until I had to use it. Most of the costs were covered for my annual exam, but I had to go back for a follow up appointment and additional testing, only a portion of which was covered. The lab fees were very high and Celtic only covered about 60%, leaving me to pay the few hundred dollars they would not cover for the routine tests I needed. The coverage is fine as long as you don't get sick! Pretty useless. Pay higher premiums and get good coverage from Blue Cross or another carrier!! Celtic is not worth the hassle. The only reason I haven't had issues with their lousy customer service is that in my line of business I work directly with a Celtic wholesaler, who is the first person I call when I have an issue..
 
By Sonja Robinson
Location Crystal Springs,Mississippi
Type of Insurance Health Insurance
Date: 11-16-2009
   
Coverage
Cost
Customer Services
Claims
Summary
I am currently a customer already and was looking to change my policy... I need to lower the deductible... Can you help?.
 
By
Location Durham,North Carolina
Type of Insurance Health Insurance
Date: 07-21-2009
   
Coverage
Cost
Customer Services
Claims
Summary
Avoid Celtic at all costs. I have had a horrible experience with them from the beginning. They have terrible customer service. Everyone I have spoken to in the billing department has been rude and condescending to me. I have paid my bill, in full and on time every month and they still treat me like crap. It is impossible to get through to the billing department if you have any questions. You get horrible coverage for what you pay. They do not cover anything they deem preventative medicine, and will make your life exceedingly difficult if you try to file a claim for anything else..
 
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